I forgot to mention this, but I got my own credit card a week ago. I'm going to miss saving money in my wallet because it'll feel empty to have every single penny I have inside a little, thin card... :|
But I'm starting to like it. I'm not going to spend it on anything until I have a lot of money to feel safe of purchasing stuff. Do you have a credit card?
EDIT: It's actually a debit card.
Wait, credit or debit? I have a debit card because I see that as useful. But I've no intent on getting a credit card until I actually need to build credit.
I don't have either presently, and I know I'm going to be having financial issues the moment I get a Credit or Debit card, so I'm not going to bother for a while.
Neither. When I get a job, i'll get a debit card. Until then, I stick to good ol' cash.
I have three... And a debit card.
I have a debit card.
Like Mack said, it's pretty useful.
I have a Visa Debit Card, and a Amazon Visa Card.
My amazon credit card limit is like $3,400.00
I HAD a Business Master Credit Card with a credit limit of $10,000.00 but Not anymore! lol :D
A person shoudn't have a debit/credit card until they start working.
If you Know (not think) you can pay off a credit card in payments with out being late then you can build good credit.
I should take a picture of my new car.
^__^
I have a debit card. Don't use it often, but it's still there.
Actually, my card is a debit card. Silly me.
Quote from: JRose on August 07, 2010, 08:21:28 PM
I have a debit card. Don't use it often, but it's still there.
You have one of those for kids older than 13, right? I remember you're younger than me.
Edit: I read that wrong....three times. X_x
I have a student debit card, with my mother being a co-owner. She has her own though.
I have 2 debit cards.
One goes straight through my bank account.
The other goes through NSFCD's Paypal.
I save that for dire emergencies, because using NSFCD's money is just wrong.
I don't use cards. Why?
Because I don't trust them. Yeah yeah, laugh laugh laugh. I get it. But when it comes down to it, nothing beats paper. I mean dollars.
Quote from: Magnum on August 07, 2010, 11:42:19 PM
I don't use cards. Why?
Because I don't trust them. Yeah yeah, laugh laugh laugh. I get it. But when it comes down to it, nothing beats paper. I mean dollars.
Your gonna have to get a credit card or something eventually, you know that right?
You won't be eligible for things you need when you get older.
Lol, nobody will trust you if you have 0 credit, if your trying to buy something kind'a big.
Quote from: StarWindWizard7 on August 08, 2010, 08:35:58 AM
Your gonna have to get a credit card or something eventually, you know that right?
You won't be eligible for things you need when you get older.
Lol, nobody will trust you if you have 0 credit, if your trying to buy something kind'a big.
Yeah, you have to try to build credit somehow, and credit cards are usually the easiest way.
Just
be careful.
Quote from: Zeus on August 08, 2010, 10:39:25 AM
Yeah, you have to try to build credit somehow, and credit cards are usually the easiest way.
Just be careful.
as star said, you just have to make sure you pay the bill. Assuming you have the money before you spend it, your credit rating will be golden.
I have a credit and debit card
Yeah, I have one. I'm pretty messy with my money too, so it's better for me to keep it in my account.
Make Sure to not over draft your account or its a $35 fee extra of what you would already own them. Its horrible.
There are plenty of other ways top build credit without a credit card, so don't feel like you have to get one.
I have a few credit cards and two debit cards.
I got my debit card when I was 14. Yay for being able to trick stores and companies. You don't really have to be 18, you just have to be able to use a debit/credit card. Also, yay for being able to use it as credit. STCU is win on all fronts. Overdraft protection is win.